:root {
  color-scheme: light;
  --ink: #111214;
  --muted: #5d6572;
  --line: #d9dee7;
  --paper: #f7f4ee;
  --panel: #ffffff;
  --accent: #0f766e;
  --accent-strong: #0b4f4a;
  --warm: #c96f2d;
  --cool: #334155;
  --shadow: 0 20px 50px rgba(17, 18, 20, 0.08);
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color: var(--ink);
  background: var(--paper);
  line-height: 1.55;
}

a {
  color: inherit;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 10;
  border-bottom: 1px solid rgba(17, 18, 20, 0.1);
  background: rgba(247, 244, 238, 0.92);
  backdrop-filter: blur(14px);
}

.nav {
  width: min(1120px, calc(100% - 32px));
  margin: 0 auto;
  min-height: 72px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
  font-weight: 800;
  font-size: 1.1rem;
}

.brand-mark {
  width: 36px;
  height: 36px;
  border-radius: 8px;
  display: grid;
  place-items: center;
  color: #fff;
  background: var(--ink);
  font-size: 0.82rem;
  letter-spacing: 0;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 18px;
  font-size: 0.94rem;
  color: var(--muted);
}

.nav-links a {
  text-decoration: none;
}

.nav-links a:hover {
  color: var(--ink);
}

.container {
  width: min(1120px, calc(100% - 32px));
  margin: 0 auto;
}

.hero {
  padding: 88px 0 42px;
}

.hero-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.05fr) minmax(320px, 0.7fr);
  gap: 56px;
  align-items: center;
}

.eyebrow {
  margin: 0 0 16px;
  color: var(--accent-strong);
  font-size: 0.84rem;
  font-weight: 800;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

h1,
h2,
h3 {
  line-height: 1.08;
  margin: 0;
  letter-spacing: 0;
}

h1 {
  max-width: 12ch;
  font-size: clamp(3.2rem, 9vw, 6.7rem);
}

h2 {
  font-size: clamp(2rem, 4vw, 3.1rem);
}

h3 {
  font-size: 1.2rem;
}

.lead {
  max-width: 660px;
  margin: 26px 0 0;
  color: #353a42;
  font-size: clamp(1.1rem, 2vw, 1.34rem);
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  margin-top: 34px;
}

.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 48px;
  padding: 0 18px;
  border: 1px solid var(--ink);
  border-radius: 6px;
  background: var(--ink);
  color: #fff;
  font-weight: 750;
  text-decoration: none;
}

.button.secondary {
  background: transparent;
  color: var(--ink);
}

.hero-panel {
  border: 1px solid var(--line);
  border-radius: 8px;
  background: var(--panel);
  box-shadow: var(--shadow);
  overflow: hidden;
}

.receipt {
  padding: 26px;
}

.receipt-top {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  padding-bottom: 18px;
  border-bottom: 1px solid var(--line);
}

.status {
  display: inline-flex;
  align-items: center;
  min-height: 28px;
  padding: 0 10px;
  border-radius: 999px;
  background: #e0f2f1;
  color: var(--accent-strong);
  font-size: 0.78rem;
  font-weight: 800;
}

.receipt-line {
  display: flex;
  justify-content: space-between;
  gap: 18px;
  padding: 18px 0;
  border-bottom: 1px solid var(--line);
}

.receipt-label {
  color: var(--muted);
  font-size: 0.88rem;
}

.receipt-value {
  font-weight: 800;
  text-align: right;
}

.note {
  margin: 18px 0 0;
  color: var(--muted);
  font-size: 0.92rem;
}

.band {
  padding: 70px 0;
}

.band.white {
  background: #fff;
}

.section-head {
  max-width: 740px;
  margin-bottom: 34px;
}

.section-head p {
  margin: 16px 0 0;
  color: var(--muted);
  font-size: 1.08rem;
}

.steps,
.cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
}

.step,
.card {
  border: 1px solid var(--line);
  border-radius: 8px;
  background: var(--panel);
  padding: 24px;
}

.step-number {
  width: 34px;
  height: 34px;
  display: grid;
  place-items: center;
  margin-bottom: 22px;
  border-radius: 6px;
  color: #fff;
  background: var(--accent);
  font-weight: 850;
}

.step p,
.card p {
  margin: 12px 0 0;
  color: var(--muted);
}

.responsibility {
  display: grid;
  grid-template-columns: 0.8fr 1.2fr;
  gap: 36px;
  align-items: start;
}

.rule-list {
  display: grid;
  gap: 14px;
  margin: 0;
  padding: 0;
  list-style: none;
}

.rule-list li {
  border-left: 4px solid var(--warm);
  background: rgba(255, 255, 255, 0.78);
  padding: 18px 20px;
}

.rule-list strong {
  display: block;
  margin-bottom: 4px;
}

.rule-list span {
  color: var(--muted);
}

.policy-links {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 14px;
}

.policy-link {
  min-height: 84px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 14px;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: #fff;
  padding: 18px;
  color: var(--ink);
  font-weight: 800;
  text-decoration: none;
}

.policy-link:hover {
  border-color: var(--accent);
}

.contact-strip {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  border-radius: 8px;
  background: var(--ink);
  color: #fff;
  padding: 30px;
}

.contact-strip p {
  margin: 8px 0 0;
  color: rgba(255, 255, 255, 0.72);
}

.contact-strip a {
  color: #fff;
  font-weight: 850;
}

.site-footer {
  padding: 32px 0 44px;
  color: var(--muted);
  font-size: 0.92rem;
}

.footer-inner {
  display: flex;
  justify-content: space-between;
  gap: 24px;
  border-top: 1px solid rgba(17, 18, 20, 0.12);
  padding-top: 24px;
}

.footer-links {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
}

.legal-main {
  max-width: 880px;
  padding: 64px 0 90px;
}

.legal-main h1 {
  max-width: none;
  font-size: clamp(2.4rem, 7vw, 4.8rem);
}

.legal-main .lead {
  font-size: 1.08rem;
}

.legal-section {
  margin-top: 38px;
  padding-top: 30px;
  border-top: 1px solid var(--line);
}

.legal-section h2 {
  font-size: 1.55rem;
}

.legal-section p,
.legal-section li {
  color: #3f4650;
}

.legal-section ul {
  padding-left: 1.2rem;
}

@media (max-width: 860px) {
  .nav {
    align-items: flex-start;
    flex-direction: column;
    padding: 16px 0;
  }

  .nav-links {
    width: 100%;
    overflow-x: auto;
    padding-bottom: 2px;
  }

  .hero {
    padding-top: 54px;
  }

  .hero-grid,
  .responsibility {
    grid-template-columns: 1fr;
  }

  .steps,
  .cards,
  .policy-links {
    grid-template-columns: 1fr;
  }

  .contact-strip,
  .footer-inner {
    align-items: flex-start;
    flex-direction: column;
  }
}

@media (max-width: 520px) {
  .hero-actions {
    flex-direction: column;
  }

  .button {
    width: 100%;
  }

  .receipt {
    padding: 20px;
  }
}
